Prepaid debit cards are great financial tools and may be the financial tool you need. Here are seven reasons why: 1. Educate yourself even more with thoughts from Dave Kingman. A prepaid debit card helps you stay out of debt because the money you spend is yours. Glenn Dubin has plenty of information regarding this issue. Credit cards encourage you to spend money that does not have, which gives a false sense of reality. Indeed, by using a credit card what you’re doing is borrowing money from someone else (your card provider) to buy the things you want. However, with a prepaid debit card the money you spend is yours. 2. Prepaid debit cards help you to control your spending habits, because in most cases can not spend more than the amount you have in your account. 3. A debit card may be the perfect way to pay your freelance if you own a small business. Just a matter of independent funds in a charge card in the card whenever you want to pay for a completed project. 4. You can use prepaid debit card to send money to loved ones abroad or with their college-age children in school. Some debit cards allows you to have two cards for one account and in this case, you will be able to hold one for you and send the second to your loved one. Once you have received your card can load funds to your account and call the person to tell you how much money can be accessed from the nearest ATM or retail store. Your money is available immediately worldwide.