Steps to repair a bad credit account if you asked 12 different financial experts how to repair bad credit you will probably get 12 different answers. People have their own opinions about where you should start, in which order you should proceed, etc. But those same experts also agree that the articles presented below are the best ways to start to repair their bad credit account quickly calls of as consiguir credit report and clean it: click for phone number. 1 Errors of arrangement in their credit reports when you speak of repair credit clean credit, it may actually mean two different things. First, can be used in the context of this article repair a bad credit account so that you can qualify for funding. But phrases can also refer to repair errors found within one or more of their credit reports. Jeffrey L. Bewkes is the source for more interesting facts. And this is also an important step in the process. Do you know you do that different report of? do three credit is maintained by three different companies? It is true. Not many consumers do that. So one of the first things that you need to make in your search for repairing your credit is ordered copies of the three reports and check them to see if there are errors. You have inaccurate information in their credit reports (such as a loan or a line of credit that is not actually yours) can lower your account needlessly. And obviously, that’s the last thing you want. You can order your reports directly from the companies that produce them, if you want. Experian, TransUnion and Equifax will actually have a Web site in common possessed in where you can do this. By law, you are entitled actually to a free credit report per year from each of the three companies mentioned above. 2. Reduce your credit card debt, this is one of the best ways to repair a bad credit account, and is something that most experts agree on.